• Homeowners Insurance:



• Taxi / Commercial Auto Insurance:



• Small Business Insurance:



• Auto Insurance

Bello Family Brokerage offers homeowners insurance (dwelling, personal property, and liability) for single-family, 2, 3 or more multi-family houses. We cover all kinds of constructions (brick, frame, etc.), and both owner and tenant occupied properties. Contact Bello Family Brokerage to learn more about how we can give you the home insurance protection that’s right for you.

Who needs homeowner’s insurance?

• Owners need it to protect their homes and their personal property.
• Renters need it to protect their personal property.
• Both need it to protect against liability for injuring third persons or damaging their property.

How much insurance do homeowners need?

• That depends on the value of the property; the more coverage a person buys, the less they have to pay in cases of losses from damage to the house or its contents.
• Also, homeowners need personal liability coverage to protect themselves against claims brought against them.
• If the property is financed, the bank or mortgage company will need the property to be insured for at least the amount of the mortgage.

What affects the price?

• The type of construction of the property (for example, a brick house will have a lower premium because it is less vulnerable to fire).
• The age of the house (newer houses will have lower premiums than older ones, and coverage for older houses are usually limited).
• The fire protection (the home distance from a fire hydrant or fire station also affect the price).
• The amount of coverage.
• The deductible amount (the higher the deductible amount, the lower the premium will be)

 What kinds of perils do the different policies protect against?

There are several types of home insurance policies that cover different kind of perils:

At Bello Family Brokerage, we are direct agents of American Transit Insurance Company, which is the largest taxi insurance company in New York. We also insure all other types of commercial vehicles.

Taxis: we provide taxi coverage for as low as $1,629 down payment and 9 convenient payments of $543.

The requisites to get taxi insurance are as follows:

1. Class E driver license
2. TLC license (hack license)
3. Defensive driving course
4. A vehicle model 1997 or newer

Commercial vehicles we insure:

• Vans
• Commercial trucks
• Dump trucks
• Tow trucks
• School buses
• Ice cream trucks
• Pick-ups trucks
  

Bello Family Brokerage offers small business insurance coverage for property, business assets, and liability, at the lowest prices, for all enterprises.

Small businesses we cover include:

• Beauty salons
• Barbershops
• Restaurants
• Discount stores/variety stores
• Pizzerias
• Car dealers/used car dealers
• Pharmacies
• Furniture stores
• Hardware stores
• Laundries/dry cleaners
• Clothing stores
• Bakeries
• Travel agencies
• Warehouses
• Parking lots
• Photo studios

And much more...

• Property damage (full coverage)
• Comprehensive and collision coverage
• For your taxi or private insurance

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